Find your Perfect Car Loan

Champions of Choice

With Simplify, you’re in control. Choose the perfect loan from tailored matches. Our hassle-free online process allows you to quickly view repayment options and rates, helping you make the best decision.

Get a quote in seconds

No impact on your credit score

+

Get a car finance quote in seconds

Just a few more details please

"*" indicates required fields

Your name*

First name Last name

Your email*

Your mobile number*

Vehicle price*

Please enter a number from 5000 to 5000000.

Deposit (optional)

Please enter a number greater than or equal to 0.

Term*

This field is hidden when viewing the form

Make

This field is hidden when viewing the form

Model

This field is hidden when viewing the form

Year

This field is hidden when viewing the form

Registration

This field is hidden when viewing the form

Asset Type

This field is hidden when viewing the form

Condition

This field is hidden when viewing the form

weeklyRepaymentAmount

This field is hidden when viewing the form

fortnightlyRepaymentAmount

This field is hidden when viewing the form

monthlyRepaymentAmount

This field is hidden when viewing the form

totalLoanCost

This field is hidden when viewing the form

naf

This field is hidden when viewing the form

originationFee

This field is hidden when viewing the form

interestRate

This field is hidden when viewing the form

baseRate

This field is hidden when viewing the form

maxRate

This field is hidden when viewing the form

errorMessages

Phone

This field is for validation purposes and should be left unchanged.

Finance options by

Get finance fast

Finance like no other

Get a decision within minutes

Faster Approvals
Your loan approved in less time

Once you've compared loans and selected your perfect match, apply online and receive a quick decision, empowering you to move forward with confidence.

Find the perfect finance match

100% Transparency
Lender visibility, no hidden fees

At Simplify, we search our extensive panel of lenders to find the best deal tailored to your unique circumstances, ensuring you get the perfect loan.

Save time and hassle

Easy Online Process
Easily apply from anywhere

Let our experts guide you through the entire loan process. We handle the paperwork and assist with negotiations, either dealing with a dealer or a private seller.

Compare all major lenders

With access to all major lending partners, you’re assured we have every loan option in one place. Our advanced technology compares rates and repayment options, ensuring you get the best loan for your needs.

Access multiple lenders and easily compare in one platform

Personalised matches based on your unique circumstances

Apply for finance

No impact on your credit score

3 simple steps to get your loan sorted

Compare loan matches

Instantly view rates and repayment options from various lenders

Complete your profile

Get personalised loan offers tailored to your financial situation

Get approved

Choose your best match, sign and we’ll handle the verification and loan approval

Apply for finance

No impact on your credit score

All you need to apply

We check if you're a New Zealand resident or visa holder, over 18 years of age and receive a regular income.

Valid passport or NZ driver licence

Proof of address

Evidence of income

Frequently asked questions

List my car now

A car loan is money borrowed from a lender to buy a vehicle. The lender provides the funds, and you agree to repay the amount, plus interest, in monthly instalments over a set period.

Auto Trader partners with Simplify for finance

To help ensure our customers get access to the most competitive and tailored finance options available, we partner with Simplify. Simplify is a trusted, industry-leading financial service provider with a strong reputation for transparency, ease of use, and personalised loan solutions. By working together, we can offer you a seamless, all-in-one car buying and financing experience, helping you compare loan options, rates, and enjoy a smoother path to owning your next car.

Please Note: Auto Trader is not a lender nor a financial adviser.